Coverage: Too Much? Too little? Just Right!
Remember the story of Goldilocks? One bowl of porridge was too hot, the other too cold and the third was just right. That’s how it is with insurance. Coverage that’s right for you today may be borderline tomorrow and even totally unsuitable down the road.
That’s why you can count on our agency to look out for your interests, help you make sure you have coverage that’s appropriate for you and help you get maximum value for your insurance dollar. Here’s How:
LOOKING OUT FOR YOU
The first step is to get together and review your current coverage. The more we know about your situation, the better we’ll know which solutions to suggest. Did your family just have another baby? How many vehicles do you have now? Do you rent or own your home? Do you own any others? What do you do for recreation? Do you own a boat or a motorcycle?
REVIEWING YOUR COVERAGE
It’s wise to review your insurance annually to identify any gaps in your coverage. For example, let’s say you took out a Homeowners policy some time ago. In the meantime, you’ve remodeled your kitchen and added some expensive wide-screen media equipment in the family room. But your coverage hasn’t changed. In the unfortunate event of a fire, flood, burglary or other disaster, you may find yourself underinsured. On the other hand, let’s also make sure you’re not spending money on unnecessary coverage. For example, if you know your Auto policy offers coverage when you rent a vehicle, you could save money by declining CDW insurance from a rental company. Ditto for flight insurance. If you have a Life policy already in place, why buy extra coverage from an online travel specialist?
As things change in your life, count on us to help you figure out if, and how, your coverage needs might also change.
As your agency, we’re in a position to alert you about any new or improved policies, discounts or credits for which you might qualify.
So give us a call soon, and we can schedule a time to review your coverage to assure all of the information we have is current and your coverage is JUST RIGHT.